Card Review

I don’t know about you, but I like simple. And the Chase Freedom Unlimited Credit Card is about as simple as it gets.

For starters, you earn a robust 3% Cash Back on your first $20,000 in purchases during your first year. That’s like a free $600 right there.

Better still is the fact that your earned rewards never expire, and you can redeem them at any time, for any amount. In other words, you do not have to wait to hit certain milestones to redeem your earned awards.

This gives you a level of freedom that most other cash back cards do not offer.

Annual Fee
$0
Reward Details
Earn 3% cash back on all purchases in your first year up to $20,000 sent. After that earn unlimited 1.5% cash back on all purchases
Intro APR
0% on Purchases and Balance Transfers for 15 months

Your Rewards Your Way

Another great aspect of the Chase Freedom Unlimited Card is how you can redeem your rewards – you can choose a statement credit, get them direct deposited into your bank account, get gift cards, or even link the card to your Amazon.com account and redeem them when buying there.

More Benefits

How about no annual fee, ever? You got it! And if you want to save big, you get 0% interest for fifteen months, including balance transfers. That’s pretty insane, and can save you a fortune on interest if you transfer a balance from another card.

Chase is also famous for their customer service and benefits, like fraud protection and alerts, zero liability, and extended warranty on purchases.

Add up these awesome benefits, and you get a card that you really need in your wallet. Applying online could not be easier.

Who Should Get This Card

Anyone who wants generous cash back on a credit card with easy redemption of rewards. Also, those with balances on other cards should look to take advantage of the generous 15 month 0% balance transfer option.

  • New Offer! Double Cash Back: Earn 3% cash back on all purchases in your first year up to $20,000 spent. After that earn unlimited 1.5% cash back on all purchases.
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.99-25.74%. Balance transfer fee is 3% of the amount transferred, $5 minimum
  • No minimum to redeem for cash back
  • Cash Back rewards do not expire as long as your account is open
  • Free credit score, updated weekly with Credit Journey(SM)
  • No annual fee