There are numerous auto insurance discounts related to your car, safety features, anti-theft devices, your driving record, and even your driving habits.
However, almost all insurance companies do not list or mention them. They’d rather you pay what you are paying right now.
Here are the most common “overlooked” discounts. Added up, they can save the average driver more than $600 a year in premiums.
Are you getting the discounts you deserve? Read on, and see how much you can lower your insurance premiums.
NOTE: each discount has a link button. It is possible you qualify for several of these discounts. No worries, any link clicked/tapped will allow you to take advantage of ALL discounts you are entitled to.
1. Do You Have No DUI's in Three Years?
No DUI’s in three years carries a discount with almost all car insurance companies. However, most companies will not alert you to this, and will instead wait on you to mention it to them (which nobody ever does.)
2. More Airbags = More Discounts
Airbags have been around for more than 20 years. They started out as “driver side only”, then expanded to the passenger side, side impact, head, and even rear seat in some cars. The more advanced your airbag / passive restraint system, the better your discount (up to 40% on medical-related coverage).
3. Does Your Zip Code Carry a Discount
In plain terms, some zip codes carry discounts. For example, your car is less likely to be stolen in zip code A as opposed to zip code B. Things like crime, natural disasters, how bad winter is, amount of driver in the area (more accidents), etc. – these are all factored in.
Are you getting the right zip code discount? Click your state below to find out.