Card Review

One thing that always bugged me about cash back credit cards are the arcane rules: You get cash back for this purchase, but not that one. You can’t redeem your cash back until you hit a certain threshold. And you are limited on how you get your rewards.

Not so with the Chase Freedom Unlimited Card. They got rid of all of these restrictions, and gave us a cash back card that makes total sense!

For starters, you earn a robust 3% Cash Back on your first $20,000 in purchases during your first year. That’s like a free $600 right there. After that, you get 1.5% cash back on everything – no restrictions, no limits! It’s so simple to use.

Better still is the fact that you can redeem your earned cash back at any time, for any amount. In other words, you do not have to wait to hit certain milestones to redeem your earned awards. But if you do want to wait and “save up” your cash back, that’s fine – your earned rewards never expire.

This gives you a level of freedom that most other cash back cards do not offer.

Annual Fee
$0
Reward Details
Earn 3% cash back on all purchases in your first year up to $20,000 sent. After that earn unlimited 1.5% cash back on all purchases
Intro APR
0% on Purchases and Balance Transfers for 15 months

Cash Back the Way You Want It

You can get your cash back as a statement credit. Or have it direct deposited into your bank account. Or get a gift card (I love gift cards!) Or if you shop on Amazon, you can link your card to your Amazon account and use your cash back there.

Yea, it’s pretty darn flexible.

Still More Benefits – Apply Now

There’s no annual fee. And you get 0% interest for fifteen months, including balance transfers. So yes, make sure you transfer a high interest balance right away.

Chase is also famous for their customer service and benefits, like fraud protection and alerts, zero liability, and extended warrantee on purchases.

This card makes complete sense for a cash-back nerd like me. You can easily apply online and start racking up cash back right away!

  • New Offer! Double Cash Back: Earn 3% cash back on all purchases in your first year up to $20,000 spent. After that earn unlimited 1.5% cash back on all purchases.
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.99-25.74%. Balance transfer fee is 3% of the amount transferred, $5 minimum
  • No minimum to redeem for cash back
  • Cash Back rewards do not expire as long as your account is open
  • Free credit score, updated weekly with Credit Journey(SM)
  • No annual fee