Are you struggling with credit card debt, loan debt, tax debt, or other kinds of debt? Good news - there is a way out.
There is a variety of debt relief companies and debt settlement programs that can help get your credit back on track. The best debt settlement companies have a long history of excellent customer service, and can help you avoid bankruptcy, get out of debt faster, and settle your debt for less than what you owe.
Picking the right debt settlement company can be overwhelming, so we’ve reviewed the best debt relief programs in the industry. We rated each program based on fees, customer reviews, company reputation and average repayment period.
Here are the best 3 debt settlement companies of 2023:
In business since 2002, Freedom Debt Relief is one of the most respected and long-lived names in the debt relief industry. Freedom helps you reduce your debt by developing a personalized debt solution to fit your budget, with no upfront settlement fees, so you can end your debt stress faster than making the minimum monthly payments. They have served over 850,000 clients and resolved over $15 billion in debt. Their team of experts will negotiate with your creditors to get you great savings and solve your debt. From the minute you land on the Freedom Debt Relief website, you get the feeling that yes, these folks know what they are doing. They are fully accredited with an A+ BBB rating and also are members of various organizations that help set standards for the industry like the AFCC, Financial Health Network, and IAPDA.
As we browsed their website, we noted how simple it is to navigate, while also offering clear information on the various debt relief options. We like it when a website has a "what we do" and "why we're better" sections, and when we compare-shopping for any service, these are important pieces of information. They also do not collect any fees unless they produce results.
They help consumers get on the path to a better financial future. Freedom Debt Relief offers programs of debt settlement, to significantly reduce your debt with affordable monthly cost to reach your debt freedom much faster than with minimum monthly payments. FDR recommends the best fit for every customer's needs and circumstances, even for customers with outstanding amounts of debt, so you could end up paying less every month. Their program works by negotiating with their customers' creditors to significantly reduce their debt. The Program is designed to custom fit their customer’s budget.
This strategy is proven to be effective, it’s not a bankruptcy, and it allows most enrolled debts to be completely settled in 24-48* months. Freedom Debt Relief offers complimentary tools and guidance to its customers to succeed. This includes an online client dashboard with 24/7 access and control, with the ability to track progress, and chat with customer service 7 days a week. The dashboard also provides access to videos and articles to grow financial skills.
Lastly, we simply loved that their site is so easy, clean, and full of information. And a no-obligation consultation (via 800 #) is part of their service too. That's always welcome.
They are Certified AFCC Member, and have been featured in USA Today and many others. They are as legit as it gets.
Freedom Debt Relief is a clear winner. We are impressed with their website, customer service, their program guarantee* and mission to help customers achieve their financial goals.
Freedom Debt Relief has all the expertise and options to settle your debt while still allowing you control. On top of that, they have the clout that makes creditors take notice.